Financial advice for medical specialists
Medical specialists have been at the core of this practice for years, and your planning genuinely is different. Strong income arrives later, after years of training — and for many, medicine is a calling, not a countdown to 60. The work is about freedom on your terms.
Reviewed by Justin Porrins, CFP® · SMSF Specialist Adviser™
Why specialist income needs a different strategy
After medical school, specialist training, fellowships and family, strong income often arrives in your late thirties or forties — compressing the years available to build wealth. Add high marginal tax, a mix of public and private appointments, and the structuring questions that come with private practice, and generic advice simply doesn’t fit.
Closing the lifestyle gap
Because medicine is often a vocation, the goal usually isn’t a hard retirement date — it’s the freedom to dial consulting time up or down, and to shape the public/private split on your own terms. We build the architecture that buys you that freedom.
What we focus on for specialists
- Structuring private practice and other income efficiently
- Making the most of a compressed high-earning window
- Coordinating super, investments and any SMSF into one plan
- A financial life you don’t have to think about between lists
How wide is your Wealth Gap?
A no-obligation Wealth Gap Conversation: where you are, where you should be, and whether we’re the right fit. Justin responds personally within one business day.
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